Liability coverage that protects lawyers and legal practices.
Legal professional insurance to cover what you've built.
It seems like people are getting more litigious by the day, which could be good for your business as a legal professional. 然而，它也会让你面临更大的风险. Legal malpractice suits are becoming increasingly common and your business needs to be protected. Whether you’re a small or mid-sized legal firm or a solo practitioner, it’s time you get comprehensive legal professional insurance coverage in place to safeguard your business and financial security.
Lawyers professional liability insurance is one of the most important coverages you can obtain as part of legal professional insurance coverage. 也被称为法律事故保险, it is a lawyer-specific form of errors and omissions (E&责任保险. This coverage can help protect you if a client files a malpractice claim against you. 不管是错过最后期限, 糟糕的建议, 利益冲突, 或者对法律的误解, these suits can be brought against you for any alleged breach in ethical conduct. 不幸的是, it’s also common for clients to file them after a legal result that didn’t go in their favor. 这是需要注意的重要事情, 然而, is that it only covers your firm and attorneys acting in a legal capacity.
Who needs lawyers professional liability insurance?
Every lawyer needs lawyers professional liability insurance as part of their legal professional insurance coverage, regardless of the size of your practice or what type of law you practice. 然而, there are some factors that can put you at greater risk for malpractice suits. 例如, if you’re a large law firm that handles numerous clients, you’re at a higher risk of being sued based on your client volume alone. 当涉及到你所从事的法律类型时, 那些处理人身伤害的律师, 信托基金, 修改贷款, and intellectual property tend to be at higher risk due to the personal nature of their cases. Clients may also have impractical expectations of payouts and legal results, causing disagreements.
Get protection for your important files and documents.
We’ve all seen the movies and TV shows that show a lawyer’s office filled with expensive law book collections and rooms dedicated to file storage. But what we don’t see is what happens when, say, a pipe bursts and ruins all of those files. Having the right coverage in place as part of your legal professional insurance policy is important. Valuable papers and records insurance can provide coverage in the event that your files and documents are damaged in a covered loss. 这可以抵消更换它们的成本. If you’ve gone paperless and all your files are stored on computers, computers and media insurance works in a similar fashion. This can cover the costs associated with damaged hardware, 数据丢失, 甚至是病毒和恶意软件造成的损害.
If you’re a solo practitioner, you probably don’t have to worry about this one. 然而, firms that employ attorneys and staff could benefit from employment practice liability insurance. You know as well as anyone how competitive law is, especially when there are things like promotions and partnerships at stake. EPLI is an important part of your legal professional insurance plan if you have employees of any kind. This coverage protects you from lawsuits that result from accusations of wrongful termination, 歧视, 骚扰, 未能推广, 举几个例子.
就像其他生意一样, there are some important coverages you should consider in order to keep yourself and your business protected. With businesses increasingly going paperless, cyber liability insurance is more important than ever. It protects you from losses associated with data breaches or hacks. General liability insurance can financially protect you in the event of personal injury or property damage claims. 除了, commercial property insurance offers coverage for your building itself and most contents, 它是否会因投保事件而损坏. 如果你想简化你的保险, business owners insurance—also called a business owners policy or BOP—offers a combination of liability coverage and commercial property coverage under a single policy.
Are you ready to protect your business with legal professional insurance? 联系 us to discuss your specific needs and coverage options.
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